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Synchrony Financial - Don't get credit from this company!

By far the worst financial company to deal with. I paid my credit card absolutely on time and over the minimum amount. First I get a letter saying my credit limit was reduced then once I paid the account in full I get a letter saying they closed my account. I will never apply for credit or shop in a store who uses this company again!!
#1177291
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Had the misfortune of needing to suddenly drop over $300 on car tires when i was between paychecks. This was back in summer of 2016. An account was set up for me and i was somehow not given the information for about 6 months, making my account horribly past due. I was...
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1.1
#1172789
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Was sweet talked into getting Walmart Mastercard. Did not use it for some time. Then got sweet talked to convert my Amazon Prime card to an Amazon Store Card. Set up accounts with Synchrony bank, which is a pain in the rear end. Somehow their system crisscrossed...
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1.1
I didn't like
  • Ignorant and uncompassionate people
  • Bad support bad technology
  • Late fees
#1154674
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I have only been with JCP credit since last year but already they have CHEATED me several times . They made "unfulfilled promises" of the rewards which were changed from 1$per 100 spent to 1$ per 200 spent with out notification. They promised me a Rebate if I bought...
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#1145315
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They said they sent me a bill; I never got one the whole time I had my credit account through Amazon.com. They piled on fees; they charged extremely high fees on a zero interest account for six months (I paid it off in 5), and gave me a million excuses why they could...
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1.0
I didn't like
  • Every aspect of dealing with them they are dishonest
#1145117
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I am a small business owner as well as a homeowner. I’ve been a holder of both Lowe’s and *** Sporting goods credit cards for 2 years. With credit lines over $4500. On each card. Last week at random I was informed by Synchrony that my credit limits on these cards have...
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1.7
#1142621
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Synchrony Financial - This bank sucks

Canceled my credit card when I never had a late payment. Never maxed card out and paid off!
#1137459
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I have had to go to the Credit Counselors to get my credit under control. I wanted to get my bills paid off in 5 years. Synchrony keeps adding late fees and demanding the full amount instead of the arranged amount set by the credit counselors. At this rate I will never...
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1.0
#1126367
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I have been carrying a high balance because of circumstances in the past year. I have never missed a payment but because I went over the limit due to interest charge they are refusing to clear my payments for 4-6 days instead of the normal 2. They say that the law...
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1.0
I liked
  • That we are done with them
I didn't like
  • Customer service
  • Service is awful
#1122233
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Fraudulent claim filed 3 months ago. After proving that I filed the complaint and I received a new card, I was informed that the fraudulent charges and late fees ("while under investigation, you are not responsible for the fraudulent charges"). However, I started...
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I didn't like
  • Bad website interface
  • Unavailable
#1105782
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